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Order Your Free Credit Report |
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U.S. consumers can get free copies of their credit report each year. The Fair Credit Reporting Act requires each of the nationwide consumer reporting agencies Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once every 12 months.
Your credit reports include information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. The consumer reporting agencies sell this information to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, and even for renting a home.
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Review your credit report to:
- make sure the information is accurate, and uptodate before you apply for a loan, lease a car, get a credit card, buy insurance, or apply for a job
- help guard against identity theft. If identity thieves use your information to open new account in your name, those unpaid accounts get reported on your credit.
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